Tavant Named to Prestigious 2025 AIFinTech100 List
SANTA CLARA, Calif., June 18, 2025 – Tavant, a leading provider of AI-powered fintech solutions and digital engineering, announced today its inclusion in the 2025 AIFinTech100. The list, published by FinTech Global, recognizes the world’s most innovative companies that are ushering in a new era of AI in financial services to drive greater efficiencies through disruption and innovation. Finalists were selected by an esteemed panel of industry experts and analysts that reviewed submissions from more than 2,000 financial technology companies. Tavant was recognized for introducing new and disruptive technology advancements, applying Agentic AI to their existing Touchless Lending® platform to address challenges in the financial services industry. Tavant’s Touchless Lending suite of capabilities unlocks the power of AI in lending, ranging from lead generation automation to loan officer assistants, AI-powered data and document gathering and analysis, AI-enabled underwriting, Compliance Agents, and Agent-supported loan closing. It is one of the most comprehensive applications of AI, GenAI, and Agentic AI for mortgage origination and servicing. Richard Sachar, Director at FinTech Global, said, “AI is fundamentally reshaping the financial services landscape. The companies featured on this year’s AIFinTech100 list are at the forefront of that transformation, developing solutions that enhance operational efficiency, strengthen compliance, improve customer engagement, and drive innovation across the board. The AIFinTech100 2025 recognizes the firms setting new standards for how AI can be applied in financial services. From intelligent automation and fraud detection to hyper-personalized banking experiences, these trailblazers are leading the next wave of FinTech innovation.” Tavant’s AI-driven solutions enhance agility, optimize cost, and drive continuous innovation. Customers report a 54% increase in speed to market, a 45% cost reduction, and a 33% productivity improvement. Tavant’s AI solutions power 1 in 3 US mortgage loans, with 3.5 million lending applications and 33 million lending transactions enabled. Using AI and ML algorithms, Tavant’s solutions move beyond conventional automation to intelligent, adaptive, and outcome-driven AI solutions. AI-powered agents, predictive intelligence, and scalable ML models redefine how businesses operate, drive efficiency, accelerate decision-making, and unlock new growth opportunities. “Being featured in the 2025 AIFintech100 list is a tremendous validation of our work, as well as dedication, and we are proud to be at the forefront of this transformation,” said Hassan Rashid, President, Fintech of Tavant. “For decades, we have been committed to harnessing the power of AI to solve complex challenges, build scalable solutions, and help enterprises build future-proof operations. This recognition is particularly meaningful in a year marked by such rapid advancements in AI and further underscores our dedication to helping clients overcome complex challenges and streamline operations, while driving revenue and profitability. I am extremely honored that Tavant was included in this highly distinguished list of the most advanced AI providers for financial services globally.” A full list of the AIFinTech100 and detailed information about each company can be downloaded for free at www.AIFinTech100.com.
Tavant Named to HousingWire’s Tech100 Listing for Both Real Estate and Mortgage Companies
SANTA CLARA, Calif., Feb 20, 2025 – Tavant, a leading provider of AI-powered Fintech Solutions and IT Services, announced today it has been named to the prestigious HousingWire 2025 Tech100 listing of the most innovative and impactful Mortgage Technology organizations for the seventh year in a row. The company was also named to the Real Estate list, highlighting its cutting-edge solutions shaping the future of housing for the fifth consecutive year. Hassan Rashid, CRO of Tavant, said, “We are honored to be continually recognized in HousingWire’s Tech100 lists. This is a testament to our mission to continually advance technology and enhance the lending process. As one of the pioneers in integrating a fully compliant, Agentic AI-enabled lending platform, we help originators and servicers achieve disruptive advancements in profitability and efficiency, and we leverage the most advanced technology solutions that make the homeownership dream a reality.” Tavant is proud to be one of the technology providers to be consecutively recognized on each list for introducing new and disruptive technology advancements, most recently the company’s advancements in applying Agentic AI to their existing Touchless Lending® platform to address challenges in the financial services industry. Tavant’s Touchless Lending® suite of capabilities unlocks the power of AI in lending, ranging from lead generation automation to loan officer assistants, AI-powered data and document gathering and analysis, AI-enabled underwriting, Compliance Agents, and Agent-supported loan closing. It is one of the most comprehensive applications of AI, GenAI, and Agentic AI for mortgage origination and servicing. “Technology is at the core of progress in the housing industry,” said Clayton Collins, CEO of HW Media. “The companies recognized in this year’s Tech100 awards are leading innovation and delivering real-world impact to drive faster and more efficient processes in mortgage lending, capital markets, servicing, and real estate. We’re seeing lending and real estate organizations separate from the pack by developing and implementing technology that bolsters client experience, team member productivity, and process automation.” For the past 13 years, the Tech100 program has provided housing professionals with a definitive list of the industry’s most forward-thinking organizations. HousingWire’s list serves as a valuable resource for mortgage lenders and real estate professionals seeking trusted partners and technology solutions to address industry challenges. “The 2025 Tech100 honorees are driving real transformation in mortgage and real estate,” said Sarah Wheeler, Editor-in-Chief at HousingWire. “These companies are not just enhancing processes—they’re redefining what’s possible. From streamlining lending operations to elevating the real estate experience, their innovations are paving the way for a more efficient and dynamic housing market.” About Tavant Tavant is a leading AI-powered Solutions and IT Services Provider focused on helping enterprises unlock the power of AI and accelerate digital transformation. With a sharp focus on ROI and deep domain expertise across various industries, Tavant excels in complex data and cloud modernization, developing and productizing advanced AI and Machine Learning models, Agentic AI, and AI Software to deliver intelligent automation and business transformation to Fortune 500 enterprises. All while being at the forefront of GenAI-enabled application development and IT management. Headquartered in Silicon Valley, Tavant operates globally with service locations and development centers in the US, Europe, India, and Central America. About HousingWire HousingWire is an information services company that provides unique data and research, respected business journalism and must-attend events for housing leaders to use to advance their understanding and business outcomes. Our vision is a world in which housing leaders have a complete view of the housing market, and a broad community of peers with whom they can connect. We are committed to delivering the data, analytics, media, and events that advance this vision. Because housing is too important for narrow perspectives and missed connections. Informed housing leaders are better housing leaders. A connected housing industry is a better housing industry. And the full picture always reveals new opportunities. Explore more at www.housingwire.com.
An Expert Take on How AI is Transforming the HELOC Experience in Mortgage Lending
Generative AI is revolutionizing the Fintech industry, turning once slow, manual processes into seamless, efficient operations. In mortgage lending, this technology drives innovation by streamlining tasks and improving customer experiences. Tavant, a leading digital products and platform company, is at the forefront of this transformation, delivering cutting-edge AI-driven solutions across North America, Europe, and Asia-Pacific. Hemanthkumar Jambulingam, Director of Product Management at Tavant, leads the development of the Touchless Lending® suite. This suite leverages AI to reimagine loan origination and servicing, helping lenders improve customer acquisition, conversion, and retention—all while enhancing operational efficiency and speeding up processes. Check out the excerpts from a detailed discussion where Hemanthkumar shares his insights on why HELOCs are becoming increasingly attractive to homeowners and how AI is empowering lenders to provide more personalized and efficient services. Q: What is the impact of Generative AI on the Fintech landscape? Generative AI is fundamentally reshaping the Fintech industry by boosting productivity, enhancing software quality, and accelerating development cycles. It is able to improve productivity by automating many repetitive tasks, particularly in coding and testing. However, it’s not about replacing manual labor, but it has more to do with enhancing human capability. For instance, AI models can analyze massive datasets in real-time, offering actionable insights that accelerate decision-making in financial services. On the customer side, AI-driven chatbots streamline support, resolving common issues instantly, freeing up resources, and improving response times. Generative AI has a profound impact on software quality. AI-powered testing can automatically generate test cases, helping to catch errors that might slip through manual checks. This reduces human error, making software more stable and reliable. Furthermore, AI-driven personalization allows financial products and services to be tailored to individual needs, increasing customer satisfaction by delivering more relevant solutions. AI tool for code generation have accelerated the development cycles. For instance, auto-completion and auto-generation have revolutionized how quickly financial software can be developed and deployed. These tools produce high-quality, contextually accurate code, reducing the time spent on manual coding. Additionally, AI-driven continuous integration and deployment (CI/CD) systems automate key stages of the development pipeline, speeding up product launches. The adaptive nature of AI ensures continuous optimization, driving faster innovation. Generative AI is not just improving efficiency; it’s ushering in a new era of rapid innovation in Fintech, enabling companies to bring financial products to market faster, with greater precision and reduced risk. Q: What is the current landscape of home equity lending, especially with HELOCs?The home equity lending market has seen significant changes, particularly with the rise of Home Equity Lines of Credit (HELOCs) in 2024. Homeowners are increasingly turning to HELOCs as a flexible financial solution, leveraging their property’s value to gain greater financial freedom. HELOC originations surged by over 20% in 2024, driven by rising home prices and homeowners’ reluctance to refinance at today’s higher mortgage rates. With more than $32 trillion in home equity available, homeowners are using HELOCs to access this wealth without refinancing their primary mortgages. Why Are HELOCs So Appealing? Homeowners are drawn to HELOCs because of their flexibility. A HELOC functions like a credit card—borrowers can draw funds, repay, and re-borrow as needed. This makes HELOCs ideal for ongoing expenses like home renovations or education costs. Another key factor is relatively low interest rates, which hover around 9% in 2024, making HELOCs more affordable than personal loans or credit cards. Tax benefits further boost their appeal, as interest on HELOCs remains deductible when used for home improvements. Key drivers behind the HELOC boom include rising home prices, which have been increasing by 6-7% annually, and rising consumer debt—households in 2024 carry an average debt of $104,215. Many are using HELOCs for debt consolidation, lowering monthly payments and saving on interest costs. Additionally, HELOCs provide a financial safety net in uncertain times, offering flexibility while preserving liquidity. Q: Can you explain the market dynamics behind the surge in HELOCs? The resurgence of HELOCs in 2024 is driven by a convergence of macroeconomic factors, including rising interest rates, limited housing inventory, and substantial home equity accumulation. Mortgage rates in 2024 are significantly higher, ranging between 6% and 7%. Homeowners with sub-4% mortgages are reluctant to refinance, resulting in a 40% decline in refinancing applications. Consequently, HELOCs have become the preferred option for accessing home equity without losing favorable mortgage terms. Limited Housing Inventory and Rising Home Prices are key factors. The housing market faces a severe inventory shortage, with just 2.7 months of supply available. This has driven home prices up by 7.3% in 2023 alone. As home values rise, so does home equity, prompting more homeowners to use HELOCs to tap into this wealth. Inflation and Economic Flexibility have made a huge impact. With inflationary pressures making it harder for families to manage rising costs, HELOCs offer a low-cost, flexible credit line that can be used as needed. The revolving nature of a HELOC, where interest is only paid on what’s borrowed, makes it a cost-effective and attractive financing option in uncertain economic times. In conclusion, Generative AI is transforming the Fintech landscape, particularly in home lending with the rise of HELOCs. By enhancing operational efficiency and enabling personalized solutions, AI empowers lenders to meet the evolving needs of homeowners. As rising home equity and demand for flexible financial products grow, HELOCs are set to play a crucial role in navigating economic uncertainty. This synergy between Generative AI and home equity lending will foster a more responsive financial ecosystem, benefiting both lenders and consumers. FAQs – Tavant Solutions How does Tavant enhance HELOC processing through AI technology?Tavant uses AI to automate property valuation, streamline income verification, and accelerate credit decisions for HELOCs. Their intelligent platform reduces processing time from weeks to days while maintaining rigorous risk standards and compliance requirements. What specific AI features does Tavant offer for HELOC lenders?Tavant provides AI-powered automated valuation models (AVMs), intelligent document extraction, risk-based pricing algorithms, and predictive analytics for HELOC portfolio management. These features enable lenders to offer competitive rates while
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